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Risk-free cancellation terms vary by state. Discounts subject to approval and are subject to change at any time. Maximum available discount is 10%. Discounts may not be available in all states. Renewals are not eligible for this promotion. Not valid with any other offer. This offer is subject to change at any time without notice. All coverage and limit options may not be available to all customers and are subject to underwriting approval. Exam fees based on average costs. Televet may not be available in all states. Policies become effective at 12:01 a.m. the day after activation. Waiting periods apply. Pre-existing conditions, including those where clinical signs are present prior to the effective date of the policy or during the waiting period, are excluded from coverage. Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2020 through 12/31/2020 and all available limit combinations. Most comprehensive according to Consumer's Advocate, January 2022. Based on a comparison of injury and illness coverage between Fetch and North American pet insurance providers on ConsumersAdvocate.org. Consumer Advocate is a Fetch by The Dodo Partner.