ASPCA Pet Insurance
vs.
Fetch Pet Insurance
Wondering who has the best pet insurance? We sniffed out the differences for you, so you can see how Fetch’s unmatched coverage is top dog.
Get your price
“You had me at Fetch.”
— Bingo
Fetch covers more than most other providers, including ASPCA Pet Health Insurance
Fetch Pet Insurance is proud to protect over 450,000 pets (and counting!) with the most comprehensive coverage. ASPCA has limited or no coverage when it comes to boarding in the event of hospitalization, holistic treatments and more.
Get your priceNon-traditional treatment? No problem
Fetch Pet Insurance covers vet-prescribed alternative and holistic treatments, such as physical therapy, acupuncture, hydrotherapy and chiropractic care, also known as complementary therapy. This care is considered standard by Fetch. It’s included in every policy.
With ASPCA, non-traditional treatment isn’t standard and is only available as an add-on, which will cost extra.
Fetch has your back if you're hospitalized
We’re not just here for your pet — should you require hospitalization for 4 days or more, we’ll cover up to $1,000 of your pet’s boarding fees.
ASPCA Pet Health Insurance doesn’t cover this, so you’ll likely need to find someone to take care of your pet or pay boarding fees out of pocket.
With Fetch’s comprehensive plan, you know exactly what’s covered
Fetch helps protect your pet from injuries and illnesses with comprehensive pet insurance.
With ASPCA Pet Health Insurance, you’ll have to choose between their accident-only plan and their Complete Coverage plan. You’ll have to read the fine print carefully on both plans to make sure you understand what you’re getting, and figure out which plan better suits the needs of your pet.
Fetch covers more than just vet bills
If your pet goes missing, we want to help. Fetch covers the cost of advertising that your pet is lost and paying a reasonable reward for finding them. Your plan includes coverage up to $1,000 per year.
ASPCA doesn’t offer this.
What should you consider when you’re comparing pet insurance providers?
What does the coverage include?
Not all pet insurance plans are created equally. If a provider doesn’t cover a condition your pet has or treatment they need, you won’t be able to file a claim and get paid back for it — which means you could run into some serious costs. Take a close look at all limitations and exclusions for a given pet insurance plan, which can include factors like upper age limits and exclusions for breed-specific conditions.
How much can you customize the price?
Getting a plan that works for your pet and your budget is key. With Fetch, you can customize your plan, including choosing your deductible, max annual payout and reimbursement rate. Not all providers let you customize your price like this.
What matters the most to you?
Every plan is different, and every pet parent is, too. Some people only want protection in case of injury and illness — the unexpected stuff you can’t see coming — while others also want coverage for things like chronic conditions. Make sure that what you’re paying for is what is best for your pet’s needs and your budget.
Add routine & preventive coverage, save up to $735 more a year
Fetch Wellness is an optional add-on to your Fetch Pet Insurance plan that gives your pet routine and preventive coverage (think: vaccines and annual exams).
Unexpected Visits
Get Fetch Pet Insurance
Covers injuries, illnesses, prescription medications & more.
+
Optional ROUTINE CARE
Add Fetch Wellness
Covers annual exams, vaccinations, dental cleanings & more.
Read customer reviews about Fetch Pet Insurance
Ready to give your pet the coverage they deserve?
Compare Fetch to ASPCA Pet Health Insurance
Coverage
Fetch
ASPCA
Covers pets of every age 6 weeks+
Use any vet in the U.S. and Canada
Offers wellness coverage
Sick-visit exam fees
Boarding
Online vet visits
Alternative & holistic care
Behavioral therapy
Breed-specific conditions
Every tooth, plus gums
Covered
Not covered
Less coverage
than Fetch
This comparison is based on core policy coverage and the information is accurate as of September 2023.
Fetch Wellness is add-on coverage.
The comparison is accurate as of September 2023 and is subject to change.
Alternative and holistic care is known as complementary therapy in your policy.
Other provider comparisons contained herein were prepared solely by Fetch based upon a comparison of each company’s policy form or core policy coverages available on each company’s website as of September 2023.