Pet insurance that covers more

Use any veterinarian in the U.S. or Canada

Rated 'Excellent' on Trustpilot

Covers up to 90% of unexpected vet bills

Get your price
Fetch Pet Insurance - Young girl playing with a golden retriever puppy both dressed as superheroes, highlighting pet insurance for dogsFetch Pet Insurance - Young girl playing with a golden retriever puppy both dressed as superheroes, highlighting pet insurance for dogs

GIVE BACK THIS GIVING TUESDAY

3rd Annual 101 Donations.3rd Annual 101 Donations

Together, let’s raise $101,000+ for Project Street Vet, a non-profit that provides free veterinary care for the pets of people experiencing homelessness.

Donate now to help pets in need!

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See what the experts are saying

“Our pick for comprehensive coverage”

A MarketWatch review of Fetch recommending the pet insurance provider for comprehensive coverage.

“One straightforward but very comprehensive plan”

Consumer Rating logo.

“We like its low prices”

A Forbes review of Fetch recommending the pet insurance provider for its affordability.

“Standout feature is its coverage for dental & alternative therapies”

A positive Rover review of Fetch Pet Insurance about dental care and alternative therapy coverage.

“The most comprehensive pet insurance”

A ConsumerAdvocate recommendation of Fetch Pet Insurance for the most comprehensive coverage.

What does Fetch Pet Insurance cover?

Fetch Pet Insurance provides the most comprehensive coverage out there. That means we cover what others charge extra for or don’t cover at all. Take sick visits, for example. Unlike other providers, we cover the complete sick visit — exam fee included (that’s $50 - $250 in savings for each of your pet’s visits).

Accidents

If your pet gets injured, Fetch has their back —
and yours, too.

Broken bones

Hospital stays

Online vet visits

Bite wounds

Poisoning

Motor vehicle accidents

Cuts & scratches

Swallowed objects

Broken teeth

Emergency vet visits

And more!

Illnesses

If your pet gets sick, Fetch helps get them back on their paws.

Sick visits

Allergies

Breed-specific issues

Periodontal & gum disease

Arthritis

Cancer treatment

Skin & ear infections

Vomiting & diarrhea

Cherry eye

And more!

Diagnostics & treatments

From diagnosis to recovery, Fetch is with you and your pet every step of the way.

X-Rays & CT Scans

Physical therapy

Surgeries

Ultrasounds

Laboratory tests

Acupuncture &
chiropractic care

Treatment for aggression
& separation anxiety

Prescription medications

And more!

Wellness

Supporting your pet’s health just got more affordable with this optional add-on.

Annual exam

Vaccinations

Dental cleaning

Heartworm, flea & tick prevention

Routine & preventative coverage

Spaying or neutering

Fecal tests

Blood & urine tests

And more!

See more coverage

How does pet insurance work for dogs and cats?

Pet parenting is expensive; pet insurance helps make it more affordable by paying you back for covered veterinary treatments. When you protect your dog or cat with Fetch, you’re giving them unmatched coverage for unexpected injuries and illnesses. Check out more about how pet insurance plans work.

Dog insurance

Pups are unpredictable. That’s why Fetch dog insurance has unmatched coverage if the unexpected happens. Here are a few of the conditions Fetch dog parents file claims for:

Upset stomach

Joint pain

Skin issues

Cat insurance

With Fetch cat insurance, you’re protecting both your kitten and your wallet with the most comprehensive coverage for the unexpected. Some conditions Fetch cat parents file claims for include:

Allergies

Skin issues

Limping

Learn more about pet insurance coverage >

Our plan includes what other providers charge extra for or don’t cover at all

A minimalistic line art icon of a dog sitting with a dog recovery cone around its neck.

Complete sick visits covered

Exam fees are included, which saves you around $50-$250 per sick visit.

A simplistic line drawing depicting a dog using a toothbrush to brush its teeth.

Every tooth covered

We cover injury and disease in every adult tooth — not just the canines.

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Breed-specific issues covered

Not all providers cover hereditary conditions linked to breed. We do.

Not all pet insurance is created equal

Take a closer look at how Fetch stacks up when compared to other pet insurance providers.

Coverage

Fetch

Embrace

Trupanion

Lemonade

Nationwide

Every tooth, plus gums

Less coverage than Fetch
Less coverage than Fetch
Less coverage than Fetch

Sick-visit exam fees

Costs extra
Costs extra

Online vet visits

Use any vet in the U.S. & Canada

Less coverage than Fetch

Alternative & holistic care

Costs extra
Costs extra

Behavioral therapy

Costs extra
Costs extra

Covers pets of every age 6 weeks+

Supplements

This comparison is based on core policy coverage and the information is accurate as of October 2024.
Fetch Wellness is add-on coverage.

See how we stand out against other pet insurance providers

Rated 4.7 in the App Store & Google Play. *Updated July 2023.

A hand holding a phone displaying pet insurance claims process on the touchscreen.
A hand holding a phone with the Fetch app open on it.

Get paid back fast

Open the app

To submit a claim, open the Fetch Pet Insurance app or log in to your online account. Go to Claims, select Submit a Claim and we’ll walk you through it, easy-peasy.

Set up direct deposit

If you haven’t already, set up direct deposit as your preferred reimbursement method in your Account, and get paid back in as little as 2 days. Paper checks take 5 - 10 days longer.

Get reimbursed

You can track your claim’s status in our app or look out for email updates. You’ll get paid back straight to your bank account for approved claims with direct deposit.

Learn more

Pet insurance makes vet care more affordable

1 out of 3 pets need emergency veterinary treatment each year — and those bills add up fast. That’s why Fetch covers up to 90% of unexpected vet bills — unmatched dental coverage included.

Sir Lancelot the puppy

Sir Lancelot

Condition: Heat stroke

Veterinary bills: $11,730

Paid back by Fetch: $9,084

“It looked like I could lose him, and that would break my heart. I took on the responsibility to care for him. And that’s what I was thinking as he was fighting for his life. I was so happy I had Fetch. It made such a big difference.”

— Teresa,
Sir Lancelot’s mom

Brindi the dog.

Brindi

Condition: Anaphylaxis due to bee sting

Veterinary bills: $2,357

Paid back by Fetch: $1,984

“She had a really bad day, but the whole time, I felt confident knowing most of it was going to be covered by Fetch. I had a safety net, so I could focus on my dog, not the bill.”

— Amanda,
Brindi’s mom

Rumple the cat

Rumple

Condition: Multiple tooth extraction surgery

Veterinary bills: $4,164

Paid back by Fetch: $3,748

“I didn't realize how expensive it could be if something went wrong. With Fetch, we don't have to worry. We have insurance for ourselves, and it makes a hundred percent sense to have insurance for our cats because they’re family.”

— Melissa,
Rumple’s mom

Get your price

Your pet, your price

We're committed to giving you the fairest and most accurate pricing based on your pet's breed, age and location.

A minimalist dog icon displaying a long legs, large pointed ears, and short tail.

Plans average

$35/month for dogs
A minimalist cat icon displaying a circular head, pointed ears, and tail.

Plans average

$20/month for cats

See why we’re rated ‘Excellent’ on Trustpilot

Fetch provides the most comprehensive coverage at the best price for your pet.

We cover what other providers charge extra for or don’t cover at all

Trusted to protect over 450,000 pets (and counting)

7,000+ five-star ratings on our app

Taco the dog sitting in a wooden chair

Read customer reviews about Fetch Pet Insurance

Read more reviews
Fetch Pet Insurance logo.

Long live love

We’re a community of pet parents who understand you because we are you. We give up our favorite spot on the couch because it’s also our dogs’ favorite. We open the blinds just so our cats can sunbathe in the living room. And our hearts melt just a little bit every time a small chin rests on our knee at the end of the day. Sound like you?

Sign up now

Your pet insurance questions – answered!

Does pet insurance only cover cats and dogs?

Fetch provides pet insurance coverage for dogs, puppies, cats and kittens. We do not cover birds, bunnies, lizards and other exotic pets.

Can I use any vet with pet insurance?

Yes! With Fetch, you can see any vet in the U.S. or Canada.

At what age should I get pet insurance for my dog or cat?

Fetch recommends signing up your kitten or puppy so that future illnesses or injuries can be covered. Fetch Pet Insurance covers dogs and cats 6 weeks and older, but to make sure your pet gets as much pet insurance coverage as possible, it's best to sign up before they need it.

How do pre-existing conditions work with pet insurance?

A pre-existing condition is any injury, illness or condition that you or your veterinarian notice your pet has (or shows signs of) either before you enroll with Fetch, before your policy’s effective date or during the waiting period of up to 15 days. Fetch offers the most comprehensive coverage in the U.S. and Canada for new injuries and illnesses, but like other providers, we don’t cover pre-existing conditions.

Should I add Wellness to my Fetch Pet Insurance plan?

Adding a Fetch Wellness plan to your Fetch injury and illness insurance will help you save on routine and preventive coverage (think: vaccinations and annual exams). That way, you can help prevent health issues before they start. Plus, there's no deductible for wellness — enroll today.

Get your price