MetLife Pet Insurance
vs.
Fetch Pet Insurance
Wondering who has the best pet insurance? We sniffed out the differences for you, so you can see how Fetch’s unmatched coverage is top dog.
Get your price
“You had me at Fetch.”
— Blanche
Fetch covers more than most other providers, including MetLife
Fetch Pet Insurance is proud to protect over 425,000 pets (and counting!) with the most comprehensive coverage. MetLife has limited coverage when it comes to supplements, behavioral therapy, boarding in the event of hospitalization and more.
Get your priceFetch can reimburse you for vet-recommended medicine that MetLife doesn’t cover
Fetch Pet Insurance covers drugs like antibiotics and anxiety medicine, plus vitamins and other supplements, when recommended by a vet to treat your pet’s illness or injury.
MetLife Pet Insurance doesn’t cover supplements.
Fetch has your back if you’re hospitalized
We’re not just here for your pet — should you require hospitalization for 4 days or more, we’ll cover up to $1,000 of your pet’s boarding fees.
MetLife Pet Insurance doesn’t cover this, so you’ll likely need to find someone to take care of your pet or pay boarding fees out of pocket.
Fetch covers pets throughout the U.S. and in most of Canada
With Fetch, your dog or cat is covered in all 50 states and most of Canada.
MetLife doesn’t cover pets that live in Canada.
Fetch knows that sometimes good boys and good girls need a little help
Fetch covers up to $1,000 in behavioral therapy and medicine.
MetLife Pet Insurance doesn’t offer coverage for behavioral therapy.
What should you consider when you’re comparing pet insurance providers?
What does the coverage include?
Not all pet insurance plans are created equally. If a provider doesn’t cover a condition your pet has or treatment they need, you won’t be able to file a claim and get paid back for it — which means you could run into some serious costs. Take a close look at all limitations and exclusions for a given pet insurance plan, which can include factors like upper age limits and exclusions for breed-specific conditions.
How much can you customize the price?
Getting a plan that works for your pet and your budget is key. With Fetch, you can customize your plan, including choosing your deductible, max annual payout and reimbursement rate. Not all providers let you customize your price like this.
What matters the most to you?
Every plan is different, and every pet parent is, too. Some people only want protection in case of injury and illness — the unexpected stuff you can’t see coming — while others also want coverage for things like chronic conditions. Make sure that what you’re paying for is what is best for your pet’s needs and your budget.
Add routine & preventive coverage, save up to $735 more a year
Fetch Wellness is an optional add-on to your Fetch Pet Insurance plan that gives your pet routine and preventive coverage (think: vaccines and annual exams).
Unexpected Visits
Get Fetch Pet Insurance
Covers injuries, illnesses, prescription medications & more.
+
Optional ROUTINE CARE
Add Fetch Wellness
Covers annual exams, vaccinations, dental cleanings & more.
Read customer reviews about Fetch Pet Insurance
Ready to give your pet the coverage they deserve?
Compare Fetch to MetLife Pet Insurance
Coverage
Fetch
MetLife
Covers pets of every age 6 weeks+
Use any vet in the U.S. and Canada
Offers wellness coverage
Sick-visit exam fees
Boarding
Online vet visits
Alternative & holistic care
Behavioral therapy
Breed-specific conditions
Every tooth, plus gums
Covered
Not covered
This comparison is based on core policy coverage and the information is accurate as of September 2023.
Fetch Wellness is add-on coverage.
The comparison is accurate as of September 2023 and is subject to change.
Other provider comparisons contained herein were prepared solely by Fetch based upon a comparison of each company’s policy form or core policy coverages available on each company’s website as of September 2023.